- A soft credit inquiry will be processed on each applicant
- At least one member of every household must have a valid credit score and credit history
- Open collections, Charge Off and Judgments to housing providers must be satisfied
- Chapter 7 Bankruptcy must be discharged over 90 days from date of application submission
- Chapter 13 Bankruptcy must have an “order date” from the court that is at least one (1) year from application submission.
- Applicants with adverse actions from a "payday loan" or similar establishment within a five-year period of application submission will be denied.
- Applicants with garnishment/collection from a State Child Support Agency within a two-year period prior to the application submission will be denied.